Up until this point we were going off our own vague understandings. Most of this was based on the fact that the economy is collapsing and my personal finance class. In other words, we were pretty sure home ownership in New England just wasn't going to happen in our near future, if ever.
We knew this was an assumption based on poor information, so we resolved to learn a little bit more. I emailed my father to get some advice. He suggested four things:
That was the first step, taken a few weeks ago. We are going somewhat slow through the process and learning a lot along the way. I'll try to get caught up with the information.